:root{--navy:#123775;--navy2:#0b2553;--blue:#1c4b91;--gold:#f6b900;--gold2:#ffd75b;--ink:#182338;--muted:#617087;--line:#e4eaf2;--pale:#f4f7fc;--white:#fff;--shadow:0 14px 40px rgba(14,42,85,.10);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{color:#09285e}img{max-width:100%;height:auto}button,input,select,textarea{font:inherit}.container{width:min(1160px,calc(100% - 36px));margin:auto}.topbar{background:var(--navy2);color:#fff;font-size:.83rem}.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:8px 0}.topbar a{color:#fff}.topbar-group{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.site-header{background:#fff;border-bottom:1px solid 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4px;color:var(--navy)}.quote-card>p{font-size:.88rem;color:var(--muted);margin:0 0 16px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{display:flex;flex-direction:column;gap:5px}.field.full{grid-column:1/-1}.field label{font-size:.82rem;font-weight:700;color:#34435b}.field input,.field select,.field textarea{width:100%;border:1px solid #d7e0ed;background:#fff;border-radius:9px;padding:11px 12px;min-width:0;color:var(--ink)}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #f6b90035;border-color:#d6a000}.section{padding:76px 0}.section-soft{background:var(--pale)}.section-head{max-width:760px;margin:0 auto 35px;text-align:center}.kicker{font-size:.78rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase;color:#b78600;margin:0 0 8px}.section h2,.page-hero h1{font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.17;letter-spacing:-.03em;color:var(--navy2);margin:0 0 14px}.section-head 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